So often, we have the best of intentions when it comes to our money goals – including with our spending. We might start the month resolving to stop unnecessary spending, only to be wooed by an unexpected sale here, and a fancy coffee there. Before we know it, we’ve spent more money than we wanted to, and we end the month beating ourselves up yet again. If you recognize this cycle, it’s time to get to the root of your overspending habit so you can begin to make a change.

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