Flourish Blog
From budgeting and saving strategies to tax planning and risk management, we’re dedicated to equipping you with the knowledge and tools you need to achieve financial success. Join us on this journey toward financial freedom and take control of your financial future.
Navigating Catch-Up Contributions: Retirement Savings After Age 50
Planning for retirement often feels like a marathon, not a sprint. For many people, the years leading up to age 50 are filled with juggling career growth, family responsibilities, and everyday expenses. It’s easy to feel like your retirement savings haven’t grown as much as you’d hoped. The good news is that once you turn 50, the IRS gives you a chance to “catch up” by contributing extra money into your retirement accounts. Understanding and...
- Kathy Longo
The Financial Side of Aging: Preparing for Long-Term Care Costs
Aging is part of life, but the financial side of aging often catches families off guard. While many people plan for retirement income, travel, or leaving a legacy, fewer take the time to prepare for long-term care costs. Yet, these expenses can be among the largest financial challenges you face in later life. From assisted living to in-home support, the price tag of care varies widely. Having a strategy in place doesn’t just help with...
- Kathy Longo
Balancing Enjoyment and Longevity: Managing Finances for a Lasting Retirement
Retirement opens the door to a new chapter, one that offers the freedom to design your days, spend more time with family, and pursue long-delayed passions. But that freedom also comes with a big question: how do you balance enjoying life in the present with making sure your resources last for decades? That’s where balancing enjoyment and longevity becomes the core of retirement planning. It’s not about choosing one over the other. Instead, it’s about...
- Kathy Longo
Smart Strategies to Consider for Building Wealth Over Time
When it comes to personal finances, building wealth over time isn’t about one big decision or a single turning point. Instead, it’s about creating a series of thoughtful habits that add up over the years. Each step you take, whether it’s saving consistently, paying down debt, or making intentional investment choices, contributes to a foundation that supports both your current lifestyle and future goals. Many people feel overwhelmed when thinking about where to start. Should...
- Kathy Longo
The Power of Compound Interest: Why It’s Never Too Late to Stop Investing
When people talk about building long-term wealth, compound interest is often one of the first concepts that comes up, and for good reason. It has the potential to grow your money steadily over time, simply by reinvesting your earnings so that they generate returns of their own. Many people think that if they didn’t start investing early in life, they’ve already missed their chance. But that’s far from the truth. It’s never too late to...
- Kathy Longo
Creating Your Retirement Bucket List: Financially Preparing for Your Dream Life
It’s easy to see retirement as an ending, but it also marks the start of a whole new season of life, one where you can shape your days around what brings you joy and purpose. Whether that means exploring new places, learning a skill you’ve always dreamed about, or spending quality time with family and friends, creating a retirement bucket list can help you better define, and plan, what this stage of life will look...
- Kathy Longo
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More Articles
Should You Adjust Your Financial Goals Mid-Year?
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Summer Spending: Budget-Friendly Tips for Travel and Fun
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Financial Planning to Protect Your Family at Every Life Stage
Life doesn’t happen all at once, rather it unfolds in stages. And with each new chapter, your financial needs evolve right along with your family’s...
Money Management for Women: The Essential Guide
Women face unique financial considerations due to a combination of factors, including longer life expectancy, career interruptions, wage disparities, and caregiving responsibilities. These factors can...
How to Optimize the Impact of Mid-Year Bonuses or Windfalls
A mid-year bonus. An unexpected inheritance. A cashed-out vacation day or PTO payout. Whether anticipated or out of the blue, a financial windfall can bring...
Aligning Wealth, Legacy, and Purpose: Pursuing Financial Growth and Personal Fulfillment
In today’s fast-paced world, it’s easy to get caught up in the hustle of accumulating wealth. But have you ever paused to consider: What is...
